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Aggregated balance sheet of euro area monetary financial institutions, excluding the Eurosystem: September 2004

(Annual growth rates at end of period)

The ECB computes annual growth rates as the differences in outstanding amounts adjusted for all non-transaction related issues, i.e. revaluations, reclassifications, and exchange rate adjustments. For further details please refer to: http://www.ecb.europa.eu/stats/money/aggregates/aggr/html/index.en.html. The ECB’s computation might lead to results that differ from the growth rates published by NCBs. In the case of loans, the annual growth rates shown for country A refer to loans granted by MFIs resident in country A to all euro area residents; the growth rates do not provide information about the loans granted to the citizens of country A. Moreover, the published growth rates exclude securitised loans that have been removed from the balance sheet and thus they might differ substantially from the growth rate of lending received by the counterparty sector. Further information as well as growth rates corrected for securitised loans can be found on the websites of the NCBs. Analogously, in the case of deposits, the annual growth rates given for country B refer to deposits held by all euro area residents with MFIs resident in country B; the growth rates do not provide information about the deposits held by the citizens of country B.

					Euro area¹⁾	BE	DE	EE	IE	GR	ES	FR	IT	CY	LU	MT	NL	AT	PT	SI	SK	FI
Legend: - related data do not exist or are subject to statistical confidentiality · data are not yet available Italics Country data are shown in grey and italics for periods prior to a country's entry into the euro area
Notes: Euro area data cover the EU Member States that had adopted the euro at the time to which the statistics relate. Greek data are included in euro area aggregates as of January 2001, Slovenian data as of January 2007, Cypriot and Maltese data as of January 2008, Slovakian data as of January 2009 and Estonian data are included as of January 2011. Before January 2003 data were collected in March; June; September and December each year. Monthly data on outstanding amounts prior to January 2003 and monthly growth rates prior to January 2004 are derived from quarterly data. Including non-profit institutions serving households. Before January 2003 data were collected in March; June; September and December each year. Monthly data on outstanding amounts prior to January 2003 and monthly growth rates prior to January 2004 are derived from quarterly data. Amounts issued by euro area residents. Amounts issued by non-euro area residents are included in external assets. Amounts held by euro area residents. Amounts held by non-euro area residents are included in external liabilities.
1. Assets
	1.1. Loans to euro area residents				5.7	14.3	0.7	·	28.1	14.5	16.5	4.6	4.7	·	5.6	·	10.3	4.8	0.7	·	·	10.0
		1.1.1. Monetary financial institutions			5.2	32.6	2.0	·	39.7	8.4	14.8	0.9	1.5	·	7.0	·	15.8	5.5	-9.1	·	·	4.8
		1.1.2. General government			1.5	4.6	-1.5	·	-	11.5	2.2	12.0	-1.7	·	0.7	·	-6.6	1.2	8.3	·	·	19.6
		1.1.3. Other euro area residents			6.4	4.2	0.3	·	21.9	16.5	17.7	7.5	6.3	·	0.7	·	9.2	4.8	4.3	·	·	10.8
			1.1.3.1. Non-financial corporations²⁾		4.5	-0.4	-1.2	·	27.1	9.6	16.8	3.8	4.7	·	-7.3	·	3.5	1.2	3.2	·	·	7.9
			1.1.3.2. Households³⁾		7.7	9.3	1.0	·	28.7	28.2	17.3	9.9	12.5	·	2.2	·	9.3	9.3	5.0	·	·	13.2
				1.1.3.2.1. Consumer credit²⁾	5.9	-4.4	0.6	·	21.4	39.8	12.3	4.6	14.3	·	8.7	·	14.2	0.6	-0.6	·	·	10.7
				1.1.3.2.2. Lending for house purchase²⁾	9.8	13.3	2.4	·	31.4	23.3	19.1	12.7	19.1	·	11.6	·	10.0	14.9	5.6	·	·	15.2
				1.1.3.2.3. Other lending²⁾	1.7	-0.8	-2.7	·	16.6	20.4	14.5	4.8	3.9	·	-4.2	·	-3.5	5.6	6.0	·	·	7.7
			1.1.3.3. Non-monetary financial intermediaries other than insurance corporations and pension funds²⁾		9.0	-1.2	9.9	·	-3.1	3.2	40.9	23.0	-3.0	·	17.6	·	18.6	15.4	7.3	·	·	-28.1
			1.1.3.4. Insurance corporations and pension funds²⁾		17.6	32.1	-33.7	·	42.0	-	-	-6.7	67.3	·	-	·	26.8	-31.6	-	·	·	-
	1.2. Holdings of securities other than shares issued by euro area residents				8.3	5.7	11.2	·	23.2	5.6	1.7	7.4	6.0	·	2.4	·	4.4	8.8	18.9	·	·	2.2
		1.2.1. Monetary financial institutions			10.7	4.0	7.6	·	32.0	8.0	52.1	12.3	22.7	·	0.1	·	11.2	10.3	-2.3	·	·	16.0
			1.2.1.1. Up to 1 year		4.6	-	-14.8	·	19.2	-	-	4.6	-	·	-8.0	·	34.9	-	-	·	·	-0.7
			1.2.1.2. Over 1 year and up to 2 years		13.7	-	-0.8	·	-	-	-	47.6	-	·	-11.8	·	110.5	-	-	·	·	-
			1.2.1.3. Over 2 years		12.0	9.6	8.9	·	44.0	17.6	42.0	18.2	22.6	·	5.1	·	6.6	12.5	-4.0	·	·	48.7
		1.2.2. General government			6.0	4.4	23.1	·	16.2	-2.3	-13.0	4.6	0.3	·	12.7	·	7.3	11.6	-3.1	·	·	-28.0
		1.2.3. Other euro area residents			7.6	19.6	4.0	·	17.0	-	23.9	4.1	12.1	·	-7.1	·	-7.4	0.3	63.4	·	·	4.3
	1.3. Money market fund shares/units⁴⁾				12.0	-	-17.7	·	-	-	-	12.1	17.7	·	-	·	-	-	-	·	·	-
	1.4. Holdings of shares/other equity issued by euro area residents				3.2	-0.5	-3.3	·	-1.7	-22.3	16.2	7.4	2.3	·	19.8	·	8.8	11.4	-1.0	·	·	-15.3
		1.4.1. Monetary financial institutions			2.7	5.2	-10.3	·	-6.3	-68.6	-13.5	12.6	-0.2	·	-0.9	·	9.4	3.0	-13.2	·	·	-1.4
		1.4.2. Other euro area residents			3.4	-5.8	-2.1	·	1.6	-10.2	24.4	3.7	4.9	·	43.4	·	-	14.1	1.3	·	·	-18.3
	1.5. External assets				16.4	32.2	14.6	·	30.2	23.0	18.6	16.4	9.6	·	1.7	·	12.0	18.6	-8.4	·	·	45.7
	1.6. Fixed assets				1.3	-1.7	-0.2	·	7.6	25.2	0.3	2.7	2.0	·	0.4	·	-1.3	-1.0	-5.2	·	·	-19.1
	1.7. Remaining assets				10.0	17.8	-16.9	·	-3.5	-27.3	7.3	22.9	-1.0	·	5.3	·	54.5	0.2	-3.3	·	·	104.7
	1.8. Total				7.5	15.3	3.4	·	24.9	9.4	13.8	8.1	4.4	·	3.8	·	11.7	7.6	0.6	·	·	22.4
2. Liabilities
	2.1. Currency in circulation				·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·	·
	2.2. Deposits of euro area residents				5.8	19.6	2.9	·	18.6	6.0	12.9	4.2	4.1	·	4.6	·	8.7	6.5	-0.9	·	·	7.8
		2.2.1. Monetary financial institutions			6.6	41.5	3.5	·	22.4	-23.9	11.1	2.3	5.2	·	4.4	·	20.2	9.2	-5.9	·	·	10.9
		2.2.2. Central government			13.1	122.5	4.1	·	-	76.7	24.7	14.5	-9.0	·	-4.9	·	-	53.7	-	·	·	21.2
		2.2.3. Other general government/other euro area residents			5.2	10.2	2.5	·	14.4	9.3	13.3	5.7	3.6	·	5.2	·	2.1	4.1	2.2	·	·	6.6
			2.2.3.1. Overnight		8.0	14.7	7.3	·	18.7	15.1	13.6	7.5	6.6	·	10.6	·	0.0	11.8	1.0	·	·	7.6
			2.2.3.2. With agreed maturity		2.0	3.2	-0.7	·	10.8	5.3	19.5	0.3	-6.9	·	0.2	·	-6.6	0.8	2.8	·	·	5.2
				2.2.3.2.1. Up to 1 year	-4.0	0.8	-10.3	·	4.0	5.2	0.0	-6.3	-4.4	·	-3.9	·	-11.5	-0.4	1.4	·	·	4.5
				2.2.3.2.2. Over 1 year and up to 2 years	-7.0	-6.3	-9.4	·	28.4	-21.2	-11.1	-	-	·	-	·	-15.3	16.6	-7.9	·	·	4.1
				2.2.3.2.3. Over 2 years	7.2	9.7	2.9	·	32.4	9.5	69.4	2.0	-16.7	·	57.6	·	0.1	0.3	38.8	·	·	9.6
			2.2.3.3. Redeemable at notice		6.3	12.2	2.1	·	19.6	-1.1	10.0	6.8	4.8	·	35.0	·	10.6	-	-	·	·	5.0
				2.2.3.3.1. Up to 3 months	6.9	12.2	3.1	·	20.1	4.6	-	6.8	4.8	·	34.1	·	10.6	-	-	·	·	5.0
				2.2.3.3.2. Over 3 months	-3.0	-	-3.2	·	-	-	-	-	-	·	-	·	-	-	-	·	·	-
			2.2.3.4. Repurchase agreements		2.5	-	16.6	·	-	-	-1.2	36.2	-10.1	·	-	·	-	-	-	·	·	-
	2.3. Money market fund shares/units⁵⁾				5.0	15.2	0.3	·	32.8	-1.4	-	8.1	-3.0	·	2.0	·	-	-	-	·	·	25.3
	2.4. Debt securities issued				11.0	-12.1	6.3	·	105.9	-	57.5	7.4	12.1	·	21.1	·	17.3	8.9	3.0	·	·	15.5
		2.4.1. Up to 1 year⁵⁾			6.4	1.5	-3.0	·	24.7	-	53.2	2.6	-	·	2.9	·	11.5	-46.1	-	·	·	10.9
		2.4.2. Over 1 year and up to 2 years⁵⁾			13.7	-28.2	-4.3	·	-	-	-	40.1	-20.3	·	-	·	-7.0	63.8	-	·	·	-23.4
		2.4.3. Over 2 years			11.4	-13.3	7.3	·	141.1	-	41.7	8.9	13.1	·	25.8	·	18.1	9.8	1.1	·	·	24.6
	2.5. Capital and reserves				4.4	14.4	-3.0	·	17.4	10.4	9.5	7.2	3.0	·	8.2	·	3.4	5.5	4.4	·	·	0.0
	2.6. External liabilities				10.8	18.0	4.5	·	26.1	55.9	4.9	16.3	2.1	·	-0.8	·	9.0	14.7	4.1	·	·	58.6
	2.7. Remaining liabilities				10.2	11.6	-0.6	·	-1.2	-6.2	6.1	20.5	0.1	·	-2.3	·	34.5	2.0	-6.1	·	·	87.3
	2.8. Total				7.5	15.3	3.4	·	24.9	9.4	13.8	8.1	4.4	·	3.8	·	11.7	7.6	0.6	·	·	22.4

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