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Countries

Prior to the introduction of the single currency, each country developed its own models and practices for cashless payments. As a consequence of this diversity, the steps that need to be followed in order to adapt to SEPA are not the same for all countries. National fora have been established to deal with the special features of each country. In addition, individual national migration plans have been drafted outlining the measures that need to be taken in each country in order to process SEPA payment instruments.
See below some information for each country regarding national fora, migration plans and reports, and other links regarding SEPA.

Overview report on national SEPA fora in the EU, download (updated biannually)
Blue Book, a comprehensive description of the main payment and securities settlement systems in all EU Member States

Austria
- National forum: Austrian Payments Council (APC)
- National migration plan/report: en (October 2007)
- Österreichische Nationalbank
- Austrian SEPA Platform
Belgium
- National forum: The Steering Committee on the Future of Means of Payment, National Bank of Belgium (NBB)
- National migration plan/report: en . fr . nl (October 2010)
- SEPAbelgium.be
- Banking federation
- National Bank of Belgium on SEPA
- Federal Finance Administration of Belgium
- SEPA government site of the Belgian Flemish Community
- SEPA government site of the Belgian French Community
- Site combining banking information
Bulgaria
- National forum: National Payment Systems Council (NPSC) - acting as national SEPA organisation for the banking and payments industry, Bulgarian National Bank ( BNB)
- Association of Banks in Bulgaria
- Ministry of Finance
- Update on SEPA migration in Bulgaria, presentation at the EU Forum of national SEPA Coordination, November 2011
Cyprus
- National forum: SEPA Steering Committee,
  Central Bank of Cyprus
Czech Republic
- National forum: Czech SEPA Coordination Committee
- The Czech SEPA Coordination Committee, presentation at the EU Forum of national SEPA Coordination, November 2011
- Czech National Bank: Regulations applicable to payments
- IBAN by Czech National Bank
Denmark
Estonia
- National forum: Consultation and coordination by the Estonian Council of Payment System Experts, chaired by the Bank of Estonia, in cooperation with the EPC Estonian Committee, chaired by the Estonian Banking Association
- Contact links: Bank of Estonia, Estonian Banking Association
- SEPA Action Plan: en, et (March 2012)
- Estonian Banking Association
- Bank of Estonia (EN)
- Estonian IBAN
Finland
- National forum: The Core Group of the SEPA Stakeholder Forum in Finland
- Contact link: Federation of Finnish Financial Services: en, fi
- National migration plan/report: fi (April 2012), Financial market report en
- Bank of Finland
- The Federation of Finnish Financial Services
- SEPA documents (including information on IBAN and BIC)
France
- National forum: French national SEPA Committee
- Contact link: SEPA France
- National migration plan/report: en, fr (October 2007); first migration report (November 2008): en, fr
- Banque de France, SEPA
- French Banking Federation / Fédération Bancaire Française
Germany
- National forum: Forum “Endnutzer”
- Contact link: Die Deutsche Kreditwirtschaft
- National migration plan/report: en, de (November 2007)
- Deutsche Bundesbank, SEPA , also reachable under www.sepadeutschland.de and www.sepa-de.de.
Greece
- National forum: SEPA forum
- Contact link: www.sepa.gr
- SEPA migration plan en (July 2007)
- Hellenic Bank Association
- Bank of Greece
Hungary
- Press release on SEPA standards in Hungary
- National forum: Hungarian SEPA Association – acting as national SEPA organisation for the banking and payments industry
- Contact link: www.sepahungary.hu/
- National migration plan/report: en (March 2010)
Iceland
- Central Bank of Iceland
Ireland
- National forum: Irish Payment Services Organisation (IPSO) – acting as national SEPA organisation for the banking and payments industry
- Contact link: Irish Payment Services Organisation (IPSO)
- National migration plan/report: under review
- www.ipso.ie
- IPSO newsletter: Payments Today
- www.ibf.ie
Italy
- National forum: National Migration Committee
- Contact link: Banca d´Italia, SEPA and Italian Bankers’ Association (ABI)
- National migration plan/report: en, it
- www.siassb.eu
- www.aiti.it
- www.icbpi.it
Latvia
- National forum: National SEPA working group
- Contact link: SEPA Latvia
- National migration plan/report: en, lv (January 2012)
- Association of Latvian Commercial Banks
- Bank of Latvia

Liechtenstein
- no additional information
Lithuania
- National forum: SEPA Coordination Committee
- Contact link: Bank of Lithuania, SEPA
- National migration plan/report: EN (December 2010)
Luxembourg
- National forum: Luxembourg Bankers’ Association (ABBL) / commission moyens de paiement
- Contact link: ABBL
- SEPA Implementation and Migration Plan: en
- ABBL
- Central bank of Luxembourg
Malta
- National forum: Malta Bankers' Association (MBA) - acting as national SEPA organisation for the banking and payments industry
- Contact link: Malta Bankers Association
- National migration plan/report: en (April 2010)
- Central Bank of Malta, SEPA
Monaco
- National forum: Comité National Monégasque SEPA
- Contact link: Comité National Monégasque SEPA
- Monaco Actualités: Monaco se prepare aux paiements SEPA (November 2010)
- Official Government Portal: Monaco joins the SEPA (July 2009)
The Netherlands
- National forum: National Forum on SEPA migration
- Contact links: Over op IBAN, De Nederlandsche Bank (DNB), Steering committee on SEPA
- National migration plan/report: en, nl (February 2012)
- De Nederlandsche Bank on SEPA: en, nl
- Website of the steering committee on SEPA
- General information on payment systems
- IBAN BIC Service
Norway
- no additional information
Poland
- National forum: SEPA Polska / SEPA Poland (SEPA PL) – acting as national SEPA organisation for the banking and payments industry
- Contact link: SEPA Polska
- National migration plan/report: en (October 2007), pl (February 2010)
- National Bank of Poland
- Search engine of bank numbers by National Bank of Poland
Portugal
- National forum: Payment Systems Forum / SEPA Steering Committee
- National Implementation Plan (migration table) en, pt (last update: October 2011)
- The Banco de Portugal
- SIBS
Romania
- National forum: National SEPA Committee
- Contact link: Romanian Banking Association
- National migration plan/report: en, ro (October 2009)
- Romanian Banking Association, SEPA
- Banca Nationala a Romaniei, SEPA
- BIC register
Slovakia
- National forum: Slovak Committee for SEPA
- National migration plan/report: en (December 2006), sk (January 2011)
- National Bank of Slovakia
- Slovak Banking Association
Slovenia
- National forum: National SEPA Forum
- Contact links: Bank Association of Slovenia and www.sepa.si
- National migration plan/report: en, sl (March 2012)
- SEPA Slovenija
- Banka Slovenije
Spain
- National forum: SEPA Observatory
- Contact link: SEPA Spain
- National migration plan/report: migration plan: en, es (May 2007); status report: es (July 2009); indicators: es
- www.sepaesp.es
- Asociación Española de Banca (AEB)
- Confederación Española de Cajas de Ahorro (CECA)
- Union Nacional de Cooperativas de Crédito (UNACC)
- Sociedad Española de Sistemas de Pago (Iberpay)
- Banco de España, SEPA
- Conversion tool from BBAN to IBAN-BIC
Sweden
- National forum: Swedish SEPA Steering Group of the Swedish Bankers’ Association – acting as national SEPA organisation for the banking and payments industry
- Contact link: Swedish Banking Association
- National migration plan/report: en, sv (May 2009)
- Sveriges Riksbank
Switzerland
- National forum: Swiss Payments Council (SPC)
- Contact link: naso@six-group.com
- Chair: www.six-interbank-clearing.com
- www.sepa.ch
United Kingdom
- National forum: No national SEPA forum, however Payments Council acts as the national SEPA organisation for the banking and payments industry.
- Contact link: Payments Council
- National migration plan/report: There is no formal national SEPA Migration Plan since the UK does not operate a national/domestic euro direct debit scheme. Payments Council plans to publish information on its website regarding the impact of the SEPA Regulation 260/2012 on different sectors.
- National payments plan
- International Bank Account Number (IBAN)

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Related information

EPC: migration reports, case studies and more EPC List of SEPA Countries European Commission: migration to SEPA Governance The role of the Eurosystem
Links on SEPA Glossary Press releases relating to payments and securities Publications relating to payments and securities Contact